Uncertain or Worried About Your Investment Returns?
Action Plan – How to Take Charge of Your Financial Future
In an Uncertain Market

Take Our Investment “Fiscal” With Portfolio X-Ray – FREE !

Have you changed your portfolio for the current investment cycle?

Many portfolios in the 2007-2008 market decline have been hemorrhaging badly and are in need of immediate emergency resuscitation! 

We can evaluate your portfolio to see how well it meets your investment objectives and risk tolerance based on an independent evaluation.  We do side-by-side comparisons to our recommended “Benchmarks” in respective sectors.

We assist clients based on individual financial goals and comfort level with various types of investments to participate in market upsides but protect from downside risk as much as possible. 

Diversify Portfolio

Portfolios should be truly diversified based on your investment objectives and risk tolerance, in different sectors to held reduce risk and increase potential gains.

Too often, I see clients who think they are diversified because they have different stocks or different mutual funds. However, our portfolio review often finds the majority of the holdings are in the same sectors which does not provide adequate diversification.

Do Not Chase Past Winners without Looking Forward to the Future

Don't be trapped in your current investment options

Don’t Be Paralyzed by Inaction Praying Losers Will Recover

How long will it take your losing investments to make up for gains you might have in other sectors?  It maybe best to realize tax losses, and reposition in sectors with good growth potential instead of just praying for an eventual rebound in out of favor investments.

Seek Lowest Risk with Best Historic Rewards within Each Sector

Coming from a conservative CPA firm background, I have been evaluating historic risk/reward ratios using various techniques for over 25 years.  The historical risk is just as or more important to me than the historical returns of an investment. Of course, past performance is no guarantee of future results, but such risk/reward analysis is very important.

Keep Fees Low So They Don’t Eat Up Investment Returns

We Take Your Financial Future As Seriously as YOU SHOULD !
Large enough to serve yet small enough to care
Committed to Success Through Client Satisfaction

Securities are offered through Multi-Financial Securities Corp, Member FINRA/SIPC. Investment advice is offered through Hutchison Investment Advisors, Inc, a Registered Investment Advisor. Multi-Financial Securities Corp. is not an affiliated company of Hutchison Investment Advisors, Inc., or Hutchison Financial Advisors.

CERTIFIED FINANCIAL PLANNER^TM and are certification marks owned by the Certified Financial Planning Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Last updated 1/4/2010